WHAT DOES OSHC MEANS
Overseas Student Health Cover in Australia
- Overseas Student Health Cover (OSHC) is specifically created to help students who are coming to Australia, afford and manage their health and medical needs.
- As a student, one will get the same medical cover as an Australian resident, at a base level. Different insurance companies offer different packages at different prices.
WHY OSHC IS IMPORTANT FOR INTERNATIONAL STUDENTS
- For an international students who wishes to pursue higher studies abroad in Australia. Undoubtedly, this question arises in mind that why it is (OSHC) so important.
- To clarify this question related to OSHC DAVESAR CONSULTANTS official stated that overseas student health cover gives essential health care access, ensuring to receive medical attention while studying abroad.
COVER AGE UNDER OSHC
- OSHC gives the basic of health coverage that all Australian citizens have- hospital, ambulance, prescription and other out of hospital treatments, such as (GP) or physiotherapy
- As per the information provided by one of the leading immigration agentinPunjab that is DAVESAR CONSULTANTS under hospital coverage for OSHC is 100%of the Medicare Benefits Schedule (MBS) Fee for medical services provided in the hospital, Shared ward accommodation in a public hospital for an overnight stay.
REGARDING OUT OF HOSPITAL TREATMENTS (DOCTORS).
- (GP) visits, including Telehealth, will have 100% coverage of the Medicare Benefits Scheme (MBS) fee.
- Specialist visits, you can get up to 85% of the MBS fee covered.
- For x-rays or blood tests, you can, again, get up to 85% of the MBS covered.
Ambulance
- If you are in an emergency and need ambulance transport to hospital, you are covered.
- If an ambulance is called and you receive on-the-spot medical treatment, you are covered.
- Non-emergency ambulance travel is not covered.
Prescription Medicines
As an OSHC recipient, one can get pharmaceutical benefits, but they are limited:
The 6 Providers Of OSHC
In Australia, there are 6 insurance companies that provide OSHC. They are:
It can be tricky to find the differences between each of them, besides the price tag. While one may feel tempting to go for the cheapest option
The team here at DAVESAR CONSULTANTS can help narrow down the choices to find the best value OSHC cover that’s right for you.
WHAT ALL NOT COVERED UNDER OSHC ?
The OSCH does not cover every medical situation. Some procedures are not covered due to restrictions placed by the Australian Government. These include:
- Treatment was arranged prior to coming to Australia.
- Treatment required while travelling to, or travelling from Australia.
- Treatment is paid for by a court order as compensation.
Treatments Not Covered By Medicare
For some medical procedures, one won’t receive coverage as they are not covered by Medicare. These include:
- Visiting a dentist.
- Physiotherapy, speech therapy, chiropractor and so forth.
- Glasses and contact lenses.
- Acupuncture.
- Cosmetic Surgery.
Specialist Treatments
- IVF treatment
- Extras services such as going to a dentist, physiotherapist, optometrist, or other medical and alternative treatment services. You can buy Extras Insurance coverage for these.
- Services such as laser eye surgery, cosmetic surgery, or experimental surgery
- Treatments outside of Australia
Length Of Cover
The length of cover one have must cover your whole time in Australia as a student, plus any time student is going to spend in Australia after your studies.
As having OSHC coverage is a requirement of your visa, if it expires, the Department of Home Affairs Will automatically cancel your visa.
It’s pretty easy to extend your OSHC. Check-in with your provider to find out more or for clarification related to it one can contact DAVESAR CONSULTANTS.
- COST OF OSHC FEES
- The cost of OSHC varies which is based on the kind of the coverage required. Approximately it is (INR 80,000 to 1, 00,000).
- TO KNOW MORE ABOUT IS OSHC REFUNDABLE IF VISA IS DENIED.
- Yes, you can get 100% refund if visa is denied and one needs to contact your OSHC provider and show them a copy of a denial letter you received from the Australian government department of home affairs.
- FOR MORE VALUABLE INFORMATION REGARDING OSHC FOLLOW US
- https://www.instagram.com/davesarvisa/
- https://www.facebook.com/DavesarConsultants
- https://www.youtube.com/@davesarconsultants6136